Queensborough mortgage welcomes John Mark Capers

Queensborough Mortgage has added John Mark Capers to its team of loan officers, bringing a client-first approach and diverse professional background to the company's growing mortgage division.

Capers joins Queensborough with experience spanning multiple facets of financial services, positioning him to guide borrowers through what has become an increasingly complex mortgage landscape. His hiring comes at a time when mortgage lenders are competing for talent that can navigate fluctuating rates and tightening credit standards.

The addition reflects Queensborough's strategy of expanding its origination capacity while maintaining personalized service — a balancing act that regional lenders have pursued as national banks pull back from mortgage lending. Community banks and regional lenders have gained market share in home lending over the past two years as major institutions scaled back their mortgage operations amid rate volatility.

Capers' appointment signals that Queensborough sees opportunity in the current market. Despite rates remaining elevated compared to the pandemic-era lows, purchase applications have shown resilience as buyers adjust to the new normal. Lenders who can offer tailored guidance — particularly to first-time buyers navigating higher monthly payments — are finding competitive advantage.

What This Means For You: If you're in the market for a home loan, regional lenders like Queensborough are actively expanding their teams and competing for your business. That competition can translate to better rates, lower fees, and more attentive service than you might find at larger institutions. Shop around — the talent war in mortgage lending is working in borrowers' favor.